The Do’s of Insurance Storm Damage Restoration to Remember
In the event of storm damage, using your home insurance can dramatically reduce your expenses. Even if your insurer doesn’t cover everything, receiving a check to split the repair costs is a huge financial relief.
Although you’ve earned the privilege to be compensated for storm damage restoration by paying premiums, filing your application isn’t just a formality. Having insurance doesn’t guarantee claim approval; you have to follow the process properly to get your full entitlement successfully.
KAT Construction lists the do’s to keep in mind when filing a storm damage insurance claim:
Prioritize Temporary Repairs First
First and foremost, stop the leak. As much as you want to show your insurance provider the extent of destruction, you ought to keep it under control. The other party needs time to initiate its own investigation of your claim and it’s your obligation to contain the damage until it happens. Before you report your loss, call in a qualified professional for emergency restoration services and get a detailed estimate.
Produce Supporting Evidence
Proper documentation is one of the keys to insurance claim success. Ask your handpicked restoration professionals to take pictures of the damage to come up with compelling visual aids to back your claim. In addition to the detailed assessment of your weather-ravaged home, print news articles noting the occurrence of the storm in question.
Review Your Policy
Before you pick up the phone, read your policy to refresh your memory about your coverage. It should spell out what is covered. Generally, home insurance policies provide compensation for damage caused by acts of Nature, but review yours to remind yourself about its exclusions and limitations.
Waste No Time
File your claim ASAP after getting temporary repairs done, receiving a detailed estimate, and checking your coverage. Many insurance companies observe a small window for accepting claim applications. Provide every piece of information and documentation required to expedite the process and schedule meeting an adjuster quickly.
Involve an Independent Expert
An adjuster will investigate your claim by assessing your home. Make sure your chosen emergency roof restoration professional is part of the meeting every step of the way. As an expert, your roofer should be able to answer technical questions the other party may have and argue unfair or inaccurate evaluations.
Entrust your emergency storm damage repair, home restoration and insurance claim assistance needs to KAT Construction. Our solid, local reputation tells you that we’ll do our very best to ensure you get adequate compensation from your insurance company. Call us now at (612) 326-1122 to schedule your free inspection in Eden Prairie, Rochester, Saint Paul, or any neighboring MN area.