Storm Damage Insurance Claim Mistakes You Should Avoid
The hours that immediately follow a storm can be overwhelming. In addition to making sure your family is safe and ensuring your home receives storm damage roof repair, you have to make sure your insurance claim is filed correctly. The following are some of the common storm damage insurance claim mistakes you should know and avoid.
Failure to Notify the Insurance Company
You should make it a point to call your insurance provider as soon as possible. Your insurance adjuster should assess the extent of the damage before anyone has had the chance to clean up. Most insurance providers also require timely notice as part of their insurance policies. There’s a chance that you share the same insurance provider as others in your area and making that call early puts you ahead of the queue. This can help speed up the process, which is essential when you need a roof over your head as soon as possible.
Insurance claims require thorough documentation. While most of the actual documentation is performed by your insurance adjuster or a capable storm damage restoration company, we recommend doing some of your own. Take photos and videos using your phone, as it can be useful when you need supporting documentation for your statement. Your policy may also include instructions on how to take proper documentation and what should and shouldn’t be included.
Not Following Up
Many homeowners make the mistake of not following up with their insurance provider. Don’t make the same mistake. Get an estimated date from your adjuster on when you’ll hear from them and follow up if they don’t call you on that date. The sooner you can get payment on your claim, the sooner the restoration work can get started. Most insurance providers issue two checks: one to cover the down payment and another for the remainder of the pay amount.
To learn more about how storm damage restoration specialists can help you with your roofing insurance claims, call KAT Construction, LLC today at (612) 326-1122. You can also fill out our contact form to schedule a free inspection. We serve Rochester, MN and the surrounding areas.